Financial Aid

The Cape Girardeau CTC accepts and assists students with the following types of financial aid:

  •  Pell Grant

  • Direct Federal Loans

  •  Access MO Grant 

  •  Missouri A+ Scholarship

  • Fast Track 

  •  Veterans Benefits 

  •  Private Scholarships 

Financial Aid Eligible Programs at CGCTC

For a student to receive financial aid, the student and the program they plan to enroll in must meet specific qualifications.
Qualifying CTC programs include:

  • Medical Assistant

  • Paramedic

  • Practical Nursing

  • Physical Therapy Assistant

  • Respiratory Therapy

  • Technical Programs  

How to apply for federal & state financial aid

1.  Complete your 2023-2024 FAFSA at www.fafsa.ed.gov  If you do not have an FSA ID, the FAFSA site will offer a link to the  FSA ID site.  You must have an FSA ID to submit your FAFSA.

2.  Enter the Cape CTC school code (005532) to ensure we receive your results

3.  Use the IRS Data Retrieval Tool to import your 2021 tax information from the IRS.  You will be given this option as you work through the FAFSA.  If you are unable to use the IRS Data Retrieval Tool, you can input the information from your 2021 tax return to your FAFSA. 

How to apply for the Access MO Grant

Complete the FAFSA by April 1, 2023 – no other application is required. Students must be enrolled full time to qualify.

Student’s Obligation for Payment

Registration constitutes a financial contract between students and the school. Students are ultimately responsible for payment of all fees owed to the school (tuition, books, fees, & other related expenses) including instances where anticipated financial aid  becomes unavailable. If a balance is due to the school, the school has the right to cancel students’ registration, to withhold grades, transcripts, or certificates, and to refuse admittance to final exams/clinicals.

Refund Policy

For long-term programs (those eligible for financial aid), during the first 60% of a payment period, the tuition due will be prorated based on the days completed. After 60% of the payment period has elapsed, no tuition will be deducted. Students will always be responsible for payment of textbooks and fees that have been used or cannot be returned. If a student elects to drop a course, the student must notify the CTC. 


Students who have not visited the school facility before enrollment have the opportunity to withdraw without penalty within three days following either attendance at a regularly scheduled orientation or following a tour of the facilities and inspection of the equipment.

Refunds to students will be issued with or without the request of the student.

For short-term programs (those not eligible for financial aid), if a student elects to drop a course, the student must complete the designated form available at the CTC office. 
If the request is made before the second class meeting, a full refund minus any expense to the CTC (background check fee, course supplies) will be issued. After the second meeting, a refund will not be issued. 

If CTC cancels a class, the student's deposit will be refunded in full.

Contact Information 

For additional information regarding financial  aid or payment information, please contact: 

CTC Financial Aid Advisor: 
573.334.0826, x6510 lohmanj@capetigers.com
573.334.0826, x6515 essexl@capetigers.com

CTC Assistant Director:
573.334.0826, x6551 
lanphere@capetigers.com